Nicol Retailer Limited offers a secure and flexible checkout with trusted payment providers, which include payment methods such as Stripe, PayPal, Klarna, and Clearpay. Customers can pay using debit or credit cards, Apple Pay, Google Pay or interest-free instalment plans. Our payment system is fully encrypted, fast and optimised for both desktop and mobile shoppers.
Payment Methods Accepted – Secure, Flexible & Trusted by Nicol Retailer Limited
Nicol Retailer Limited provides a flexible and secure checkout experience powered by Stripe, PayPal, Klarna and Clearpay. Payments are encrypted, easy to use and supported across mobile and desktop devices.
Cards & Digital Wallets
Debit & Credit Cards
All major debit and credit cards are accepted through Stripe Payments. Your details are encrypted, protected with 3D Secure where available and never stored by Nicol Retailer Limited.
Apple Pay
Enjoy fast, contactless checkout using Apple Pay via Stripe. Apple Pay lets you confirm your order securely using Face ID, Touch ID or passcode.
Google Pay
Google Pay is supported through Stripe’s Google Pay integration, enabling a seamless mobile checkout experience across supported Android devices.
Buy Now, Pay Later Options
Klarna (via Stripe)
Klarna offers popular “Pay Later” options, securely processed using Stripe + Klarna.
Klarna Payment Options
- Pay in 30 Days – your order arrives before payment is due.
- Pay in 3 Instalments – interest-free payments split over 3 months.
Clearpay (via Stripe)
Clearpay lets you split your order into four interest-free instalments, processed securely via Stripe + Clearpay.
How Clearpay Works
- Four automatic instalments every two weeks
- No interest when on time
- Fast approval decision
- Instant order dispatch
PayPal & PayPal Pay in 3
Pay securely with your PayPal balance, bank or card via PayPal UK.
PayPal Pay in 3
Spread the cost over three interest-free monthly payments using PayPal Pay in 3.
Subject to credit application and eligibility.Flexible Ways to Pay
Nicol Retailer Limited provides a wide range of trusted payments to ensure a seamless experience whether you shop on mobile or desktop. Choose the method that suits you best and enjoy smooth, secure checkout every time.
Ready to Complete Your Order?
Nicol Retailer Limited offers secure, fast and flexible payments with support for cards, digital wallets and instalment plans. All transactions are processed through Stripe and PayPal using fully encrypted technology.
Fast & Secure
Encrypted checkout powered by Stripe & PayPal.
Flexible Payments
Includes Apple Pay, Google Pay, Klarna, Clearpay & PayPal Pay in 3.
Trusted Experience
Simple, reliable checkout on all devices.
Frequently Asked Questions
Which payment methods does Nicol Retailer Limited accept?
Nicol Retailer Limited accepts debit cards, credit cards, Apple Pay, Google Pay, PayPal, PayPal Pay in 3, Klarna and Clearpay. All payments are processed securely via Stripe and PayPal.
Can I use Klarna at checkout?
Yes. You can use Klarna to Pay in 30 Days or Pay in 3 interest-free instalments. All Klarna payments are processed securely via Stripe. Eligibility and credit approval apply.
Does Nicol Retailer Limited support Clearpay?
Yes. Clearpay is available and allows you to split your purchase into four interest-free instalments. Payments are processed through Stripe. Approval and eligibility apply.
Is PayPal Pay in 3 available?
Yes. PayPal Pay in 3 is supported and lets you spread your order across three interest-free monthly payments. A soft credit check may be carried out by PayPal.
Can I pay using Apple Pay or Google Pay?
Yes. Apple Pay and Google Pay are available for fast, secure one-tap checkout on supported devices. Payments are protected with encrypted processing via Stripe.
Are payments on Nicol Retailer Limited secure?
Yes. All transactions are encrypted and processed using Stripe and PayPal’s PCI-compliant secure systems. Nicol Retailer Limited does not store your card details.
Do Buy Now, Pay Later options affect my credit score?
Klarna and PayPal Pay in 3 may carry out a soft credit check. Clearpay approvals do not normally impact your credit score. All are subject to eligibility checks.
Where can I review all available payment options?
You can view the full list of accepted payment methods on the Payment Methods page, or during the checkout process when selecting your preferred option.